What does Mortgage MartTM do?
We are here to make it easy for NZ'ers to have access to the best mortgage products available in NZ today.We have the understanding of mortgage finance that only years of experience can provide and have invested heavily time and money to ensure we are up to date with developments and have our own leading edge technology.
We can help you with home purchase (up to 100%), debt consolidation, bridging finance, investment finance (including interest capitalisation), no doc loans, lo doc loans, loans for those that the banks won't touch...if it can be done, we can do it!
We provide simple online tiools such as a simple mortgage repayment calculator and a mortgage qualifierto let you see how much you can borrow
Don't waste time...APPLY NOW
Once you have checked out the tools, or even if you haven't you can apply online, either by way of a brief contact form (about 30 seconds) or a Full online loan application(about 5 mins) Or you can simply call us and talk to a mortgage specialist, and let us take it from there.Do you really think you are getting the best deal available?
How would you know?
The big five lenders netted an after tax profit of close to THREE BILLION DOLLARS last year. Think about that.
How much are you contributing?
We have a commitment to bring you the best mortgage deals in NZ. Mortgage Marttm will give you the benefits of technology and experience at no charge to you.
What we do at Mortgage Marttm is to go through the choices available as to loan structure and amount needed and how to get the most out of your resources. We compare the lenders and what they offer, quantify the real costs of what might seem small differences between lenders and help customers decide what sort of loan they need. We have an up to date database of 46 banks and other home loan providers,their lending criteria, loan types, application fees, ongoing costs and the knowledge of how far things can be stretched that only comes with experience. The choices are usually easy, with the cost differences between first and last ranked lender almost allways being in the tens of thousands of dollars. Mortgage Marttm has a commitment and policy of always promoting the best deal for the client.
- Totally Free Service Costs you nothing
- No need to run around
- Find the REAL costs
- Independent
- Informed
- Professional
- Unbiased advice
- Save thousands on your finance and start creating real wealth for your future
- Advanced loan comparison software
- Slash mortgage term
- DON'T pay $thousands for mortgage reduction
- over 100% borrowing now available
- Fee free loans available-no charges to refix rates
- Business/retail/investment overdrafts at home loan rates with
- One stop all in one service
- Flexible home loans for any purpose (including business, purchase investments, whatever)
- Up to 30 year terms
- Cash poor and asset rich? Cash for your retirement
- Builders terms finance-your spec house or development
- Personal & car/machinery loans
- Competitive Insurance quotes
floating
Generally speaking, when you go to your local bank to get finance you aren't going to get advice on the cheapest ways to structure your needs. You will probably be offered a principle and interest "table" loan over a period of about 25-30 years. You will likely be encouraged to put it on a fixed interest rate which usually means a penalty if you pay it off faster than agreed. You will also probably be encouraged to open some sort of "everyday" account, perhaps with an overdraft facility and one or more savings accounts and a credit card. If you own your own business you will also probably have one or more business cheque accounts again with an attached overdraft facility, perhaps a business term loan and maybe one or two other accounts such as a gst account and a tax account. Often banks charge a higher interest rate as soon as there is a business involved and there are often regular reviews of your finances by the bank. All of these accounts attract their own fees and costs and when they are in credit which in many cases they are for a lot of the time you are in effect lending the bank your money so they can lend it back to you at a profit. Most investment advisers will recommend paying off your house as one of the best investments you can make but people are deterred from doing that because they think they won't be able to get "their" money out again if they need it. Many people then use expensive high-interest hire-purchase type loans for purchases such as vehicles, consumer items and even holidays. What it all means is that many people pay a huge portion of their income on interest and fees over their lifetime. A growing number of people have cottoned on to alternatives. There are ways to conduct your business that avoid a lot of these pitfalls and there are banks that offer consistently lower interest rates than the main banks-even lower than such as the big name direct banks.
If you want to know how you can save
$dollars every week on consistently low interest rates and no ongoing
fees (no obligation) then CLICK
HERE for Online Loan
Application
- We are commited to get you the finance
you need, in a form to suit you, at the least cost to
you.
- We have access to a full range of banks & lenders
- Commercial & Business Owners. Many people have been caught out because their accounts don't show a high enough taxable income to meet banks lending criteria. To counter this we have a unique program available for self-employed people with good residential real estate. For others we can arrange business finance at low home lending rates. Perhaps most importantly of all arrange your finance before you chuck in that salaried job to start your own business
- Debt ConsolidationImagine just one regular bill to cover all your finance payments at lower rates
- First Home BuyersWe can tell you exactly what you need to know..How much you need to save, how much you can borrow and exactly what your payments will be.
- Investment
Finance Thinking of
residential investment? Don't jump in without checking your
return on investment, internal rate of return or predicted
increase (or decrease) in equity etc. Our exclusive software
can be customised for each individual situation taking into
account variables such as amount invested, interest rates,
housing inflation or deflation, income and expenses,
depreciation and tax rates. Contact
us.