Manaia Mortgages

freephone 0800 222 999 freefax 0800 222 838

NO DEPOSIT? YOU DON'T NEED A DEPOSIT. This is great news for New Zealanders. Although tougher lending criteria apply home purchase is now within reach for those who have been unable to save a deposit or the deposit you do have doesn't meet lender requirements.

Check out our Quick Qualifier to get an estimate of what you may be able to buy.

This is a great choice for those with good provable incomes but no available cash. Using this option you are able to purchase to about the same price range as indicated in our Quick Qualifier
Please note lender's criteria apply, and high levels of "consumer debt" and/or poor credit history may make it harder to qualify
If you have a deposit you are still better off because you have a bigger choice of lenders and access to better deals but at least the option is now available