Rural Finance
There is far more variation in terms and conditions (and interest rates) offered to rural borrowers than city dwellers.
Seasonal fluctuations in cashflow can make it very difficult to provide for regular payments and the right combination of term and seasonal finance, structured correctly, can make a huge difference.Get your finance sorted properly and you can get on to the business of farming
We have personal experience as farming borrowers and are ready to helpLifestyle or farm?
Most lenders define "lifestyle blocks" as a property, usually no more than 2 to 10 hactares (depending on the lender)that is not dependent on income produced on the property (from farming activities) to service the loan.
A farm loan is defined by most lenders as "income producing". where the income produced on the property is needed to service or help service the loan.